L. Alberto Balderas Fernández

Partner

Mr. Balderas specializes in Fintech, Securities Law, Capital Markets, Asset Securitization, Project Finance, Banks and Banking, Payment Networks, Renewable Energy, Mergers and Acquisitions, Foreign Investment, Pension Fund Investments, Pension Plans, Telecommunications Law and Insurance and Reinsurance. Mr. Balderas has a broad experience advising national and international companies in a wide variety of industries.

“Alberto Balderas Fernández is a standout name when it comes to a range of banking, finance and fintech issues in both the US and Mexico.” By Who’s Who Legal

2003 Georgetown University Law Center, Washington, D.C., Master of Securities and Financial Regulation

2000 Universidad Panamericana, Attorney at Law

Partner at Jáuregui y Del Valle, S.C.

2003-2004 Foreign associate at the Chicago office of Mayer Brown

Specialized in fintech, securities law, Capital Markets, asset securitization, project finance, Banking and Finance, payments systems, renewable energy, mergers and acquisitions, foreign investment, pension fund investments, pension plans, telecommunications law, corporate finance and insurance and reinsurance Mr. Balderas has a broad experience in the banking, financial and capital markets sectors. He is an expert in complex structured finance transactions and issuance of securities in the Mexican and foreign markets for more than US$20,000 million Dollars.

Mr. Balderas has advised national and international clients on securities matters, insurance matters, Fintech matters, cross-border investment transactions, joint ventures, mergers and acquisitions, sale of debt portfolio and financing, credit transactions and renewable energy projects.

Representation of Rappi, Inc., one of the most important Latin American companies in obtaining authorization from the National Banking and Securities Commission for the establishment of an Electronic Payment Funding Institution.

Representation of one of the world's leading operators of the electronic wallet service (ewallet) in obtaining authorization from the National Banking and Securities Commission for the establishment of an Electronic Payment Funding Institution.

Advised to Procesamiento Especializado de Alimentos (PROCESA), one of the biggest tuna companies in Mexico, in the financing granted by one of the main private funds in the world.

Advised to BMO Bank of Montreal in their financing transactions in Mexico.

Advised to Grupo Marhnos in the restructuring of its Capital Development Stock Market Certificates (Certificados Bursátiles Fiduciarios de Desarrollo).

Advised to the bondholders in the restructuring of the debt securities issued by Agropecuaria Santa Genoveva.

Representation of Grupo de Inversiones Suramericana S.A. (Grupo Sura) in the purchase of the representative shares of the capital stock of ING Pensiones, S.A. de C.V., ING Afore, S.A. de C.V. and ING Investment Management (México), S.A. de C.V., Sociedad Operadora de Sociedades de Inversión.

Advice to AT&T México in various regulatory and contractual aspects.

Advice to insurance institutions in Mexico, including AXA, MetLife, MAPFRE and Seguro Patrimonial Vida.

Advising Banco Base on various regulatory and contractual aspects.

Advised to International Flavors & Fragrances (IFF), the world leader in the flavors and fragrances market, in its operation in Mexico.

Represented the Peñaloza family in the sale of the shares representing the capital stock of Grupo Turín to Mars

Advise to PayU Latam in its operation in Mexico.

Advised to Grupo Dragón in the developing and financing of its 2 wind farms, one geothermal project (the first private geothermal project in Mexico) and one solar project in Mexico.

Representation of Parmalat in obtaining financing to carry out the restructuring of its debt.

Representation of Hanwha Q CELLS USA Corp in the development of the project for the installation of solar panels in up to 610 Grupo Soriana stores.

Negotiation and drafting documents for the issuance of securities by TV Azteca, S.A.B. de C.V. under a program for the issuance and offering abroad of debt securities called "Medium Term European Bonds".

Negotiation and drafting documents for the TV Azteca, S.A.B. Bond Issuance Program. de C.V. in Europe for US $ 1,000 million, as well as for the first and second issuance under it.

Advice to Grupo Elektra, S.A.B. de C.V. in the incorporation of Punto Casa de Bolsa, S.A. de C.V.

Advice to Prudential in the structuring and national primary public offering of its fiduciary stock certificate issues under the modality of development capital certificates (CKDs) for the acquisition, development and operation of real estate for industrial and residential purposes.

Advice to BullTick in the constitution of its subsidiary brokerage house.

Negotiation and drafting documents for the sale by Intramerica Real Estate Group, a subsidiary of GE Commercial Finance Real Estate, to Prologis of 18 warehouses in six industrial parks.

Advice to various insurers in Mexico in relation to investment in securities in accordance with their investment regime.

Negotiation and drafting documents for the merger of Unefon Holdings, S.A. de C.V. at Grupo Iusacell, S.A.B. de C.V.

Negotiation and drafting documents for issues by Crédito Inmobiliario, S.A. de C.V., Sofom, E.N.R. , Desarrolladora Metropolitana, S.A. de C.V. and Metrofinanciera, S.A. de C.V., Sofom, E.N.R., of its bonds abroad.

Negotiation and drafting documents for the financing granted by a syndicate of banks headed by Calyon, as administrative agent, for a total of US $ 5.8 billion, for the acquisition of the representative shares of the capital stock of Grupo Imsa, S.A.B. de C.V., by the company's control group and later by Hylsa, S.A. de C.V.

Advise to General Electric Company in connection with the contract entered into with Swiss Reinsurance Company by virtue of which Swiss Reinsurance Company acquired the reinsurance operations of General Electric Company for US $ 6.8 billion. In relation to the above, an analysis of local regulations was carried out in Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Honduras, Nicaragua, Panama, Uruguay and Venezuela, in order to determine the effects of the operation in these countries and carry out the presentation of all the documentation required by local law.

Negotiation and drafting of documents for the purchase by Intramerica Industrial Properties 1, a company owned by Intramerica Real Estate Group and the Arguelles family, of FINSA's real estate portfolio in Mexico.

Negotiation and drafting of documents for the takeover bids of Unefon Holdings, S.A. de C.V. Unefon, S.A. de C.V., Grupo Móvil Access, S.A. de C.V. and Grupo Elektra, S.A.B. of .C.V.

Negotiation and drafting of documents for the restructuring of debt for US $ 255 million of the controlling company of TV Azteca, S.A.B. de C.V.

Negotiation and drafting of documents for the initial public offering of the shares representing the capital stock of Unefon, S.A. de C.V.

Negotiation and drafting of the annual reports for 2000 and 2001 presented to the Securities and Exchange Commission by TV Azteca and its holding company.

Negotiation and drafting for the securitization of accounts receivable for $ 1,000 million, carried out by GMAC

Financiera, S.A., Sociedad Financiera de Objeto Limitado, GMAC Hipotecaria, S.A., Sociedad Financiera de Objeto Limitado and GMAC Mexicana, S.A., Sociedad Financiera de Objeto Limitado Subsidiary

Advise the Mexican branch of the world's leading luxury hotel operator for a loan of US $ 38 million

Served as in-house external advisor to TV Azteca, S.A. de C.V., for a period of six months.

Member of the Board of Directors of diverse financial entities, including Financial Technology Institutions, Brokerage Houses, Banks and Insurance companies.

Member of the Regulation Committee and Best Practices Committee of Fintech México.

Lecturer on Corporate Governance and Securities Regulation at the Universidad Panamericana.

Speaker on seminars about securities, fintech and renewable energy matters.