L. Alberto Balderas Fernández

2003 Georgetown University Law Center, Washington, D.C., Master of Securities and Financial Regulation

2000 Universidad Panamericana, Attorney at Law

• Banking and Finance (Fintech, Corporate Financing and Export Financing)
• Project Financing and Energy Financing
• Structured Financing
• Private Capital
• Derivatives
• Banking and Regulatory
• Financial Institutions
• Re-structuring and Distressed Assets, Capital markets)
• Energy and Natural Resources (Renewable Energy)
• Mergers and Acquisitions
• Insurance and Reinsurance

Partner at Jáuregui y Del Valle, S.C.

2003-2004 Foreign associate at the Chicago office of Mayer Brown

Specialized in fintech, securities law, Capital Markets, asset securitization, project finance, Banking and Finance, payments systems, renewable energy, mergers and acquisitions, foreign investment, pension fund investments, pension plans, telecommunications law, corporate finance and insurance and reinsurance Mr. Balderas has a broad experience in the banking, financial and capital markets sectors. He is an expert in complex structured finance transactions and issuance of securities in the Mexican and foreign markets for more than US$20,000 million Dollars.

Mr. Balderas has advised national and international clients on securities matters, insurance matters, Fintech matters, cross-border investment transactions, joint ventures, mergers and acquisitions, sale of debt portfolio and financing, credit transactions and renewable energy projects.

Advised Trafalgar Asset Management, S.A. de C.V. in connection with the Stock Purchase Agreement entered with Wal-Mart de México, S.A.B. de C.V. for the sale of the Fintech Entity of Trafalgar Asset Management.

Advised Haai Capital in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to operate as a Sociedad Financiera Popular.

Advised to Grupo Marhnos in the delisting of its Capital Development Stock Market Certificates (Certificados Bursátiles Fiduciarios de Desarrollo) in the Mexican Stock Exchange.

Advised a group of investors in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to obtain the control of Altor Casa de Bolsa, S.A. de C.V.

Advised Rappi in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to incorporate its Institution of Electronic Payment Funds (Institución de Fondos de Pago Electrónico).

Advise SíVale México in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to incorporate its Institution of Electronic Payment Funds (Institución de Fondos de Pago Electrónico), and in connection with the compliance of its regulatory obligations and development of products.

Advise Edenred México in obtaining the authorization fr the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to incorporate its Institution of Electronic Payment Funds (Institución de Fondos de Pago Electrónico), and in connection with the compliance of its regulatory obligations and development of products.

Advise Efectivale in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to incorporate its Institution of Electronic Payment Funds (Institución de Fondos de Pago Electrónico), and in connection with the compliance of its regulatory obligations and development of products.

Advise to PayU Latam in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) and the Central Bank of México (Banco de México) to incorporate its Aggregator, and in connection with the compliance of its regulatory obligations and development of products.

Advise Aseval (Asociación de Sociedades Emisoras de Vales) and its members before the Mexican financial authorities in connection with Fintech regulatory matters.

Advised to Rappipay México in the joint venture entered between Rappi and Banco Mercantil del Norte, S.A. (Banorte).

Advised a group of investors in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) to incorporate a Bank in the north of Mexico.

Advised Optal Limited and Wex Inc.in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) and the Central Bank of México (Banco de México) to incorporate its Institution of Electronic Payment Funds (Institución de Fondos de Pago Electrónico).

Advise Rappi in obtaining the authorization from the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) and the Central Bank of México (Banco de México) to incorporate its Aggregator, and in connection with the compliance of its regulatory obligations and development of products.

Advise Banco Base in their financing transactions in Mexico.

Advised to Procesamiento Especializado de Alimentos (PROCESA), one of the biggest tuna companies in Mexico, in the acquisition of the tuna business of Grupo Herdez.

Advised to Procesamiento Especializado de Alimentos (PROCESA) in the financing granted by one of the main private funds in the world.

Advised to Parmalat in the refinancing of its banking loans in Mexico.

Advise to BMO Bank of Montreal in its financing transactions in Mexico.

Advised to Grupo Dragón in the developing and financing of its 2 wind farms, geothermal project and solar project in Mexico.

Advised Grupo de Inversiones Suramericana S.A. (Grupo Sura) in the acquisition of ING Pensiones, S.A. de C.V., ING Afore, S.A. de C.V. and ING Investment Management (México), S.A. de C.V., Sociedad Operadora de Sociedades de Inversión.

Negotiation and drafting documents related to the US$5.8 billion secured financing for the leveraged acquisition of the capital stock of Grupo IMSA, S.A.B. de C.V. by a group of the controlling shareholders and by Hylsa, S.A. de C.V., through the launching of the back-to-back public tender offers to acquire the shares of the capital stock of Grupo IMSA, S.A.B. de C.V. owned by the public and thereafter obtained the delisting of its shares from the Mexican Stock Exchange.

Advised to Grupo Salinas in the incorporation of its broker dealer, Punto Casa de Bolsa.

Advised General Electric Company in connection with its $6.8 billion Agreement with Swiss Reinsurance Company to acquire General Electric Company’s reinsurance business in 13 Latin American countries.

Negotiation and drafting documents for the Issuance Program of TV Azteca, S.A.B. de C.V. in Europe for EU$1,000 million, and the first and second issuance under the same.

Advised to BullTick in the incorporation of its Mexican affiliate broker dealer.

Negotiation and drafting documents for the public tender offer for the acquisition of the shares of the capital stock of Aeromexico.

Negotiation and drafting documents for the back-to-back public tender offers for the acquisition and delisting from the Mexican Stock Exchange of the shares of the capital stock of Unefon Holdings, S.A. de C.V. and Unefon, S.A. de C.V.

Negotiation and drafting documents for the back-to-back public tender offers for the acquisition and delisting from the Mexican Stock Exchange of the shares of the capital stock of Grupo Móvil Access, S.A. de C.V.

Negotiation and drafting documents for the public tender offer for the acquisition of the shares of the capital stock of Grupo Elektra, S.A.B. de C.V.

Advised to the bondholders in the restructuring of the debt securities issued by Agropecuaria Santa Genoveva.

Advised to Prudential in the issuance and public offering of its Capital Development Stock Market Certificates (Certificados Bursátiles Fiduciarios de Desarrollo) for the acquisition and development of industrial sites in Mexico.

Negotiation and drafting documents for the merger of Unefon Holdings, S.A. de C.V. into Grupo Iusacell, S.A.B. de C.V.

Negotiation and drafting documents for the international bond issuances and private placement by Crédito Inmobiliario, S.A. de C.V., Sofom, E.N.R., Desarrolladora Metropolitana, S.A. de C.V. and Metrofinanciera, S.A. de C.V., Sofom, E.N.R.

Negotiation and drafting documents for the sale by Intramerica Real Estate Group, a Mexican wholly-owned subsidiary of GE Commercial Finance Real Estate, to Prologis of 18 buildings in six industrial parks.

Negotiation and drafting documents for the purchase by Intramerica Industrial Properties 1, a joint venture between Intramerica Real Estate Group and the Arguelles family, from FINSA Group of its real estate portfolio in Mexico.

Negotiation and drafting of US$255 million debt restructuring of the holding company of TV Azteca, S.A. de C.V., through the issuance and private placement of its US Senior Secured Notes.

Drafted documents related to the Initial Public Offering of the shares of Unefon, S.A. de C.V., the principal mobile and fixed wireless telephone company in Mexico.

Negotiation and drafting of US$109 million securitization by the Mexican affiliates of General Motors Acceptance Corporation.

Advised to the Mexican branch of the world’s leading operator of luxury hotels for US$38 million credit.

Member of the Board of Directors of diverse financial entities, including Financial Technology Institutions, Brokerage Houses, Banks and Insurance companies.

Member of the Regulation Committee and Best Practices Committee of Fintech México.

Lecturer on Corporate Governance and Securities Regulation at the Universidad Panamericana.

Speaker on seminars about securities, fintech and renewable energy matters.